Benefits of Hiring a Public Adjuster

Why Hire a Public Adjuster to Manage Your Insurance Claim?

Shock, anxiety, depression, fear–property damage or loss evokes a world of emotions that can be difficult to overcome. That’s not to mention the utter disruption to your livelihood. 

Your insurance provider is there to help you, but they are not in the business of handing out money. They know that most property owners don’t have the time, patience or knowledge to scrutinize a settlement. That’s where a public adjuster comes in to handle the legwork for you and ensure that you receive adequate funds to recover from your loss.

The benefits of hiring a public adjuster are:

  • ExpertiseInsurance comes with a lot of paperwork and fine print. A public adjuster can help you understand how your policy works, and can also guide you through the necessary steps to complete your claim.
  • Time: Managing your claim can easily become a full-time job. Your public adjuster will spare you from hours of correspondence, documentation and review, so you can focus on regaining any sense of normalcy possible.
  • PaceThe combination of expertise and availability makes a public adjuster more equipped to expedite the claim filing process. Insurance companies speak their own language, and if you don’t understand it, you might find yourself needing two or more attempts to complete each of their requests.
  • Representation: Without an expert by your side, your insurer will have no reason to believe that you could and would challenge an unjust settlement. Hire a public adjuster to show that you are serious about your claim, and to assist with next steps if your claim is denied.
  • Value: Lastly and most importantly, a public adjuster can recover a sum that truly helps you move forward. A study by the Office of Program and Policy Analysis & Government Accountability in the State of Florida showed that business and homeowner insurance settlements are 747% larger when a public adjuster is involved.

The benefits of hiring a public adjuster really strengthens during a catastrophic event when the insurance companies are handling a high volume of insurance claims within a short time span.  

With such a high volume of claims many details are missed and oversights happen with nobody there to catch them. Often, insurance companies aren’t even using their own adjusters to handle the workload. Instead they hire 3rd party companies who then also hire 1099 Cat Adjusters to do the work. A public adjuster ensures you don’t get caught in this trap.

If your property has been damaged or destroyed by a fire, other peril, or catastrophic event, then you may want to consult a public adjuster. You can then assess some of the benefits of hiring a public adjuster first hand.

Here are 3 real examples for why you should consider hiring a public adjuster to handle your loss.

5 thoughts on “Benefits of Hiring a Public Adjuster”

  1. Thank you for explaining that a public adjuster is there to scrutinize a settlement and make sure you receive adequate funds. I think this would mean that they’d have experience and be able to explain to you what your different options are. I’ll definitely have to look more into property damage adjustment.

  2. I like how you said that hiring a public adjuster can expedite claim filing. My uncle mentioned the other day that he was having trouble with a claim. Maybe he should look into getting a public adjuster to help him.

  3. I liked that you said that one reason to hire a professional to help you with your insurance claims is that they will allow you to save time so that you can benefit from the necessary service without using up all of your schedule. I have been thinking about hiring a professional to have on hand in case of an emergency so that I can make sure to acquire all of my benefits but I am worried that I will find someone who doesn’t do a good job. I will be sure to read review and ratings in order to find someone to do the job correctly.

  4. It’s really good to know that a public adjuster tends to make the settlement 747% larger on average. My house was recently scorched in a wildfire that got too close, and we may consequently need to replace the entire wall. We weren’t sure whether it would be worth the cost, but it sounds like we’d probably benefit from finding a claim adjuster to help us out.

  5. The house where my brother lives had a minor flood because his neighbor broke the mainline, causing the flood to reach my brother’s basement. It’s really good to know that a public adjuster tends to make the settlement much larger on average. I will let him know how beneficial will be for him to hire a public adjuster, so I’ll pass him the article.

Leave a Comment

Your email address will not be published. Required fields are marked *

Call Now ButtonCall CMA